Underwriting Assistant I

The Cape Cod Five Cents Savings Bank
United States, Massachusetts, Hyannis
Mar 10, 2025
Description SUMMARY: Under the direction of Underwriting Assistants III, the Underwriting Assistant I performs a variety of loan processing duties to ensure loans are compliant and meet the standards and documentation required for delivery into the Bank's portfolio or appropriate secondary market investors. The Underwriting Assistant I coordinates communication between the MLO, customer and Underwriter to ensure the mortgage application process meets all expectations while preparing the application to be underwritten. ESSENTIAL JOB FUNCTIONS & RESPONSIBILITIES: Coordinates the timely processing of residential mortgage loan applications and ensures critical deadlines are met Orders automated income/asset verification and automated underwriting services Analyses necessary disclosures for compliance and reviews support documentation via appropriate checklists Orders mortgage services through third party vendors Obtains missing documentation and completes the preliminary loan preparation for the Underwriter's review Responds to internal and external customers or vendor inquiries, within scope of authority and expertise via telephone and electronic communication Stays current on new developments within the residential lending field and attends relevant courses and seminars QUALIFICATIONS: EDUCATION & CERTIFICATIONS: (Minimum education required to perform the duties of this position) Associates degree, or equivalent experience in an administrative or business related role.* KNOWLEDGE, SKILLS & ABILITIES: Strong time management and organizational skills Ability to work in a team environment under deadline pressure Ability to communicate in an effective and efficient manner both verbally and written Proficiency with Microsoft Office Suite (Word, Excel, and PowerPoint) products is required Tech savvy with ability to learn various web based systems COMPETENCIES: Must have cyber security awareness to protect the digital environment, the Bank, and customers. Functional/Technical Skills Learning on the Fly Organizing Problem Solving Self-Development Time Management Approachability Customer Focus Ethics and Values Humor Integrity and Trust Peer Relationships Written Communications Qualifications Education Associates (required) Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)