Mortgage Warehouse Portfolio Manager

Duties and Responsibilities include the following:

*Serves as a client relationship representative by listening, researching, and providing complaint/inquiry resolution.

* Performs credit due diligence on prospective clients and their mortgage production to validate conformity with Origin requirements.

* Analyzes financial and collateral data to determine the general creditworthiness of the client / prospect, as well as the merits of the specific loan request. Reviews loan applications, production reports, investor reports, policies and related data.

* Prepares written analysis of the client including company background, management and collateral performance for the loan submission package and rationale for the request. This is done in conjunction with the Credit Department who prepares the financial analysis and spreads.

* Assists in drafting loan agreements, term sheets, commitment letters, and closing instructions to counsel.

* Performs annual renewals of loans, borrowers and guarantors for credit relationships. Proactively ensures expiring credit facilities are re-underwritten and appropriately re-established.

* Monitors loan agreement covenants and borrowing base compliance, and report exceptions. Maintains ongoing monitoring of the financial condition of borrowers.

* Maintains an active role in community affairs by participation in community organizations/projects to improve the bank's visibility in the area and offer further opportunity to acquire useful information as well as enhancing business opportunities and the marketing efforts of the bank.

Competencies - To perform the job successfully, an individual should demonstrate the following competencies:

Mortgage Industry - Knowledge of mortgage warehouse lending and understanding of the mortgage industry is preferred.

Analytical and Design - Collects and researches data; Generates creative solutions; Demonstrates attention to detail.

Problem Solving - Identifies and resolves problems in a timely manner; Develops alternative solutions.

Interpersonal Skills/Customer Service - Maintains confidentiality; Remains open to others' ideas and tries new things; Responds promptly to customer needs; Solicits customer feedback to improve service; Meets commitments.

Oral and Written Communication - Ability to communicate effectively, both orally and in writing, is key to success in the job. Listens and gets clarification; Responds well to questions; Participates in meetings; Writes clearly and informatively; Able to read and interpret written information.

Teamwork - Contributes to building a positive team spirit; Able to build morale and group commitments to goals and objectives; Supports everyone's efforts to succeed.

Organizational Support - Follows policies and procedures; Supports organization's goals and values; Benefits organization through outside activities.

Judgment and Motivation - Exhibits sound and accurate judgment; Includes appropriate people in decision-making process.

Planning/Organizing - Prioritizes and plans work activities; Uses time efficiently;

Professionalism - Reacts well under pressure; Treats others with respect and consideration regardless of their status or position.

Adaptability and Innovation - Adapts to changes in the work environment; Manages competing demands; Develops innovative approaches and ideas.

Attendance/Punctuality and Dependability - Follows instructions, responds to management direction; Commits to long hours of work when necessary to reach goals.

Qualifications To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed above are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education and/or Experience

Bachelor's degree (B. A.) from four-year college or university; preferably in Finance, Business, Accounting or related field; minimum of one to three years credit analysis and/or lending experience; working knowledge of federal/state laws related to banking/lending practices; or equivalent combination of education and experience.

Computer Skills

To perform this job successfully, an individual should have knowledge of the Internet, Outlook, Microsoft Word and Excel. Ability to use basic office machines.

Other Skills

Must have a sharp business development focus and demonstrative innovated approaches. Must be a self-starter, someone who demonstrates by getting out in the marketplace. Should be able to effectively interact with a variety of internal and external constituencies.

Bank Culture/Customer Service Skills

Ability and judgment to interact and communicate appropriately with other employees, customers and supervisor. Ability to serve customers, both internal and external, (community/public) in a manner that will reflect superior customer relations and enhance the overall marketing effort of Origin Bank.

Physical Demands

While performing the duties of this job, the employee is frequently required to sit; use hands to finger, handle, or feel and talk or hear. The employee is occasionally required to stand; walk; reach with hands and arms; climb or balance and stoop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision and ability to adjust focus.

Work Environment

The noise level in the work environment is usually moderate.

This job description reflects management's assignment of essential functions. It does not prescribe or restrict the tasks that may be assigned. Origin Bank shall, in its discretion, modify or adjust the position to meet the Bank's changing needs. This job description is not a contract and may be adjusted as deemed appropriate in the Bank's sole discretion.

Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, pregnancy, genetic information, disability, status as a protected veteran, or any other protected category under applicable federal, state, and local laws. Know Your Rights

Remote positions are intended to be filled in states within our footprint, which includes: Alabama, Florida, Louisiana, Mississippi, and Texas. Any exception to this policy requires further regulatory review and approval by management.