Debit Product Analyst

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

The Debit Product Analyst will be accountable for delivering Visa's U.S. debit product strategy. The Debit Product Analyst will work closely with the Debit and Prepaid Product team and Account Executive leads to deliver Visa's debit strategy and solutions to clients. This includes developing product performance insights, impact assessments, strategic response analysis, and growth and optimization recommendations.

Visa's debit and prepaid products annually drive a large amount of payment volume and generate significant net revenue for Visa. Our issuing partners utilize these products to serve the needs of hundreds of millions of cardholders, ensuring that consumers can access their funds at millions of face-to-face and online merchants that accept Visa.

This is a critical position reporting to the Head of US Debit Client Engagement. The role requires considerable cross-functional collaboration, superb project and client management skills, ability to operate proactively in a highly ambiguous environment, and flexibility to respond to marketplace events in a complex and evolving industry. We're looking for a creative product analyst to develop compelling solutions with actionable, data-driven insights.

Responsibilities

• Provide ongoing strategic market insights, portfolio performance analyses, industry benchmarking, and opportunity recommendations

• Manage overall and client-specific debit product performance analysis and reporting, keeping abreast of trends, variances, and issues to derive actionable insights and large picture business risks and opportunities in a fast-changing, competitive landscape

• Work with internal and external partners to provide and maintain intelligence on competitive industry dynamics

• Operate as a subject matter expert to internal and external business partners

• Act as eyes and ears to the market for debit solutions, identifying opportunities and issues that will drive overall consumer debit product strategy and execution

• Support Request for Proposal (RFP) and new business development opportunities

• Work collaboratively with key business partners (including Visa Consulting & Analytics, Marketing, Value-Added Services, Account Executives and Client Services)

• Engage with issuing clients and across the Visa organization in the US. Present to internal and external executive audiences

• Have a deep understanding of the needs of cardholders, issuing banks, payment facilitators, processors, merchants, and acquirers, including the economic drivers that motivate marketplace participants

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Basic Qualifications

• 2 or more years of work experience with a Bachelor's Degree or an Advanced Degree (e.g. Masters, MBA, JD, MD, or PhD)

Preferred Qualifications

• 3 or more years of work experience with a Bachelor's Degree or more than 2 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD, MD)
• Minimum of Bachelor's degree or equivalent
• 4+ years' relevant experience at management consulting firm, payments facilitator, processor, or US Financial Institution
• Ability to interpret data and translate findings into strategic insights and actionable recommendations
• Proficiency in Excel, Tableau and PowerPoint
• Self-motivated, results oriented individual with the ability to handle numerous projects concurrently
• Excellent communication and presentation skills
• Strong project management experience with a proven track record of executing complex cross functional projects on time and within budget
• A high, self-defined standard of excellence and drive for continual improvement
• An affinity for payments technology and its future. Deep curiosity about what is happening, and what is happening next in the industry.
• Strong collaboration and ability to manage cross functionally
• Self-starter who is comfortable in ambiguous environments

Work Authorization: Permanent Authorization to work in the U.S. is a precondition of employment for this position. Visa will not sponsor applicants for work visas in connection with this position.

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 117,600 to 166,150 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.