BSA Specialist II - Case Reviewer

The BSA Case Reviewer's primary objective is to investigate anomalous activity identified through internal referrals and escalated system generated alerts for suspicious activity such as money laundering and terrorist financing. In addition, the Case Reviewer is responsible for preparing well-written narratives, obtaining documentation to support the results of investigations conducted, and preparing Suspicious Activity Reports (SARs) when applicable.

Essential Responsibilities:

• Conduct investigations of unusual activity patterns identified through escalated alerts and internal referrals using internal bank systems, open-source searches, and transaction history analysis
• Conduct more in-depth investigations, such as those generated from law enforcement referrals, escalations from other departments, higher risk members, etc.
• Recommend case decisions to Management while documenting results of case investigations by preparing supporting documentation and SAR forms to be filed with FinCEN
• Conduct 90-day follow-up reviews to determine if there is continued suspicious activity
• Complete all assigned reviews within stated department Service Level Agreements, which are based on strict regulatory deadlines
• Display leadership and collaboration by becoming a Subject Matter Expert and resource for others on the team and in the department
• Assist department with refresher training to Branch personnel on BSA/AML compliance
• Assist department with data management efforts, such as identifying data anomalies as they relate to AML initiatives and BSA/AML regulations
• Assist the team with monitoring and administration of the BSA-SAR Mailbox
• Assist Supervisor and/or BSA Reporting Manager with department projects as needed
• Adheres to applicable federal laws, rules, and regulations including those related to Anti-Money Laundering (AML) and the Bank Secrecy Act (BSA).

Minimum Required Skills & Competencies:

• 3-5 years banking experience, knowledge of branch and/or loan operations or quality assurance reviews
• 2-3 years of BSA/AML investigations experience
• Working knowledge of federal requirements under the Bank Secrecy Act requirements including Customer Identification Program, USA PATRIOT Act and Office of Foreign Assets Control (OFAC) regulations, and be familiar with FFIEC BSA/AML Manual guidelines
• Ability to comply with regulatory deadlines
• Knowledge of bank products and services
• Ability to develop strong relationships with peers, and ability to interact with multiple levels of management, internal and external auditors/examiners
• Ability to work independently and within a team setting
• Strong written and verbal communication skills
• Detail oriented with good organization skills
• Ability to handle confidential customer information
• Working knowledge of Microsoft Office Suite

Desired Skills & Competencies:

• Bachelor's degree in related field such as business management, criminal justice, accounting, or economics
• Participant of a BSA/AML Certification program or current certification (ACAMS) or in process
• Law enforcement investigation experience, such as financial crimes
• Experience in a financial institution with asset size $10B and over

Physical Requirements:

• Express or exchange ideas by means of the spoken word via email and verbally.
• Exert up to 10 pounds of force occasionally, use your arms and legs, and sit most of the time.
• Have close visual acuity to perform activities such as analyzing data, viewing a computer terminal, reading, and preparing documentation.
• Not substantially exposed to adverse environmental conditions.
• The physical demands described here are representative of those that must be met by an employee to successfully perform the essential responsibilities of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential responsibilities.