Production Support Risk Assessment Manager

Cornerstone Home Lending, a division of Cornerstone Capital Bank, is a unique national home lender with a reputation of amazing service, customer satisfaction, on-time closings, employee retention, and happiness. We employ people who are passionately committed to Cornerstone's Mission, Vision & Core Convictions. Our brand is known for on-time closings - a key core conviction of Cornerstone. We have successfully navigated our company through many industry cycles and changes in regulations.

We honor God by using our talents to make a positive difference in the lives of our Team Members, Clients, Shareholders, Communities, and the People who provide services to us.

Who we are looking for:

The Production Support Risk Assessment Manager will support all production staff in facilitating on-time closings through analyzing risks to determine the salability of a loan to multiple investors. This position will also assist in finding solutions for difficult transactions and collaborate with underwriting and production. Additionally, this team will produce and facilitate educational training for the region.

What you'll do:

* Maintain South Production Support queue. Respond to questions and discuss with all appropriate parties within the parameters set by the Managing Director of Operations

* Ability to perform complex tax returns(s) and income evaluations for all loan types

* Have the ability to analyze and advise on the structuring of loans; investor/agency guidelines for production and support staff.

* Collaborate with Underwriting, Loan Officers, and Operations Staff.

* Research guidelines and distribute them to the region. Additionally, conduct in-depth research on agency and investor guidelines.

* Assist in the resolution of post-closing deficiencies.

* Create and present educational training PowerPoints for monthly calls.

* Participate in group calls, meetings, and training courses as required.

* Create Initial Broker Disclosure Loan Disclosures.

* Perform other job-related duties and special projects as assigned by the South Operations Director.

What you'll need to be successful:

Success in this job relies on your time management skills, organization, and positive attitude. In addition, you'll need the following qualifications:

* Bachelor's degree or equivalent work experience.

* Minimum of 8 years of mortgage experience, including underwriting and/or originating, and knowledge of agency and investor guidelines.

* Experience with Word, Excel, and PowerPoint applications.

* Ability to structure loans and make time-sensitive and risk-based decisions.

* Ability to research effectively and be solution-oriented.

* Ability to work well with people is important.

* Requires strong verbal and written communication skills and the ability to research effectively to make reasoned decisions quickly.

* Must have a strong knowledge of agency/investor guidelines and industry standards.

What we offer:

Because we recognize and reward hard work, we offer a competitive salary, a full benefits package, and the potential for a performance-based bonus.

What to do next:

If Cornerstone sounds like the place for you (and if you have the qualifications, drive, and passion to match), we invite you to become a member of our winning team! And remember, once you're part of our Cornerstone family, we'll continue to invest in you as a valuable asset in our company. As many of our team members can tell you, there's something special about working at Cornerstone.