AVP API Developer, Embedded Finance

The AVP, Embedded Finance API Developer is responsible for designing, building, and supporting secure, scalable API and integration solutions within a banking and fintech ecosystem. This is a hands-on, execution-focused role that develops and maintains APIs integrating with core banking platforms, payment processors, fintech partners, and SaaS providers. Operating within a regulated financial services environment, this role ensures solutions meet strict security, compliance, and performance standards. The position also owns API infrastructure across development, testing, and production environments, driving stability, scalability, and operational excellence.

For over 20 years, The Bancorp has been providing nonbank companies with the people, processes, and banking technology to meet their individual needs. As a result, we have become an industry-leading provider of reliable technology-forward solutions that move our partners' businesses into the future. At The Bancorp, We Define Fintech Partnerships. The Bancorp does more than just enable our clients' product innovations, we create lasting partnerships with a future-focused approach to technology and services. Today and every day, we work to continuously transform the payments landscape.

API Development & Lifecycle Management
• Designs, builds, and maintains RESTful APIs using JSON standards.
• Publishes, manages, and governs API lifecycles within IBM API Connect (APIC).
• Develops and maintains integrations using IBM App Connect Enterprise (ACE), including ACE Web methods and Integration Hub technologies.
1. Integration & Connectivity
   1. Implements and supports integrations using IBM DataPower (IDPM/IPDM).
   2. Enables connectivity with core banking systems, payment processors, card networks, fintech partners, and SaaS platforms.
   3. Manages secure hybrid connectivity between on-premise systems and cloud environments.
2. Infrastructure & Cloud Engineering
   • Configures and troubleshoot AWS infrastructure components, including VPCs, security groups, network ACLs, load balancers, and PrivateLink.
   • Supports environment isolation and IP management strategies across DEV, UAT, and PROD environments.
   • Security, Compliance & Governance
3. Configures and manages API gateway security policies (OAuth2, JWT, mTLS, rate limiting, IP whitelisting).
   • Ensures all API and integration solutions meet regulatory, security, and compliance requirements.
   • Maintains audit-ready documentation of system configurations, integration flows, and infrastructure.
4. Operations & Incident Management
   • Troubleshoots API outages, latency issues, SSL/TLS certificate errors, and third-party connectivity failures.
   • Participates in incident response related to API availability, system performance, and partner integrations.
   • Supports deployments and ongoing maintenance across development, testing, and production environments.

Qualification Requirements

• 2-5 years of hands-on API and integration experience in banking, fintech, or other regulated environments.
• Strong experience with IBM API Connect (APIC), IBM DataPower (IDPM/IPDM), IBM App Connect Enterprise (ACE), and Web methods.
• Solid understanding of REST/JSON APIs and API security frameworks (OAuth2, JWT, mTLS).
• Experience managing SSL/TLS certificate lifecycles, network segmentation, and IP management.
• Hands-on AWS experience, including PrivateLink and cloud networking components.
• Experience supporting production environments with strict uptime, reliability, and compliance requirements.
• Strong troubleshooting skills across application, gateway, and network layers.
• Experience integrating with payment platforms (e.g., card processors, ACH, payment gateways) preferred.
• Familiarity with Open Banking APIs preferred.
• Experience working within FFIEC, OCC, FDIC, or similar regulatory frameworks preferred.
• Experience supporting vendor integrations (e.g., Galileo, core processors, digital banking platforms) preferred.
• CI/CD pipeline experience for API deployments preferred.

What Success Looks Like

• APIs are reliable, secure, and scalable across all environments.
• Integration solutions meet uptime, performance, and compliance expectations.
• Issues are proactively identified and resolved with minimal business disruption.
• API infrastructure supports seamless connectivity with internal systems and external partners.
• Documentation and configurations are audit-ready and aligned with regulatory standards.

Why This Role Matters

This role is critical to enabling The Bancorp's embedded finance strategy by powering secure, scalable integrations across the fintech ecosystem. The API Developer ensures that partners, platforms, and internal systems can connect reliably, supporting innovation while maintaining the highest standards of security and compliance in a regulated banking environment.

This job will be open and accepting applications for a minimum of five days from the date it was posted.

Working at The Bancorp Bank, N.A. and Benefits Information: https://thebancorp.com/company/join-our-team/

Company Culture at The Bancorp Bank: https://www.thebancorp.com/company/company-culture/

The Bancorp Bank, N.A. is an EQUAL OPPORTUNITY EMPLOYER and will not discriminate on the basis of race, color, religion, gender, gender identity, sexual orientation, pregnancy, citizenship, national origin, age, disability, genetic information, veteran status or other protected category with respect to recruitment, hiring, training, promotion, and other terms and conditions of employment.

Employment with The Bancorp Bank, N.A. includes successfully passing a background check including credit, criminal, education, employment, OFAC, and social media background history.

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