Business Analyst/ Product Owner

Must Have Technical/Functional Skills

* 10+ years of professional experience and Minimum 5+ years of experience as a Product Owner.

* Define and communicate the product vision, strategy, and roadmap.

* Strong domain knowledge in core payments products lifecycle and systems (including channels, middleware, payment engine, sanctions, reporting, accounting, clearing, etc)

* Strong knowledge of distributed architecture patterns, including microservices based design, containerized deployment models, API driven integrations, and event based messaging using platforms such as MQ and Kafka

* Bilingual with Spanish strongly preferred

* Expertise in evaluating technology tradeoffs, conducting architecture reviews, and guiding enterprise design decisions

* Experience using tools such as Visio, JIRA, Confluence

* Strong verbal and written communication skills; ability to work collaboratively with multiple teams

* Experiences working with payments rails/products, such as FedWire, Chips, TCH, SEPA, Wires, ACH, Real Time Payments, SWIFT, ISO etc.

* Hands-on experience with AI models and tools, such as Copilot, Claude, etc a plus

* 5+ years overall experience required, Flexible, self-starter, fast-learner - willing and able to quickly learn new products, technologies and skills.

Roles & Responsibilities

* The candidate will be responsible for performing requirements refinement and end to end solutioning on critical payments programs

* Drive requirements refinement process with business, operations and tech stakeholders; gather, analyze and document business and system requirements; create HLD and functional requirements using Agile SAF hierarchies (deliverable, epic, story)

* Work closely with stakeholders including Enterprise Architecture and Engineering teams to provide E2E technical solutions which successfully deliver business functionalities

* Translate regulatory and business requirements into scalable, resilient platform designs, decompose complex initiatives into deliverable increments, and ensure alignment across core processing layers

* Establish and enforce non-functional requirements including resiliency, scalability, SLA, availability, security, observability, and operational readiness

* Identify architectural impediments, develop remediation plans, and drive resolution across business and technology stakeholders; evaluate and present multiple tech solutions for stakeholder decisioning

* Conduct architecture reviews and provide governance to ensure solutions comply with enterprise standards, technology strategies, and risk controls

* Partners with Product Managers, Project Managers, and Engineering teams to prioritize technology-focused backlog items and ensure timely delivery of business outcomes.

TCS Employee Benefits Summary:

Discretionary Annual Incentive.

Comprehensive Medical Coverage: Medical & Health, Dental & Vision, Disability Planning & Insurance, Pet Insurance Plans.

Family Support: Maternal & Parental Leaves.

Insurance Options: Auto & Home Insurance, Identity Theft Protection.

Convenience & Professional Growth: Commuter Benefits & Certification & Training Reimbursement.

Time Off: Vacation, Time Off, Sick Leave & Holidays.

Legal & Financial Assistance: Legal Assistance, 40 1K Plan, Performance Bonus, College Fund, Student Loan Refinancing.

Salary Range: $110,000 - $125,000 a year

Desired Candidate Profile